What we offer
KBI specializes in providing Pasture, Rangeland, and Forage (PRF) insurance to ranching operations and Apiculture (API) insurance to honey producers in the lower 48 states.
PRF and API insurance are both rainfall index programs offered through USDA's Risk Management Agency (RMA) and are designed to help producers when a lack of precipitation occurs.
Our agents understand that the success of your operation can be directly linked to the amount of rainfall you receive. Cattle, hay, and honey producers all face the same challenge when it comes to the weather.
We offer tools to help offset the financial impact that occurs when precipitation is scarce and are here to help manage this challenge with superior service and professionalism.
What is Apiculture Insurance?
Apiculture (API) insurance provides a safety net for beekeepers’ primary income sources – honey, pollen collection, wax, and breeding stock.
The API insurance utilized a special rainfall index and the same basic provisions as the Pasture, Rangeland, Forage pilot program to assess plant growth and vigor, which correlates to honey production. API was designed to provide maximum flexibility to cover these diverse situations.
Coverage under the API program is based on the number of bee colonies you have a share in. You do not have to insure all colonies.
Insurance indemnities are based upon a lack of rainfall compared to historic averages rather than bee death or hive collapse. Indemnities are paid when the grid's accumulated index, known as the final grid index, falls below the insured's trigger grid index.
Available in the 48 contiguous states.
Lack of precipitation is the only cause of loss covered by Rainfall Index (RI).
Meet the Owner
Charles Beechem
Charles is the owner and an agent of KBI. He grew up in Central Texas and has a ranching and agricultural background. Many of his summer's were spent baling hay for his family's custom hay baling business. He is a graduate of Texas Tech University and enjoys watching Red Raider basketball. His hobbies are traveling, bird hunting, and making memories with his family.